Freelancer Tax and Income Tracker 2026
Ten tabs. 888 formulas. The arithmetic is already wired up.
Spreadsheet
2026 Payroll Withholding Calculator for Excel
Type the gross pay and the rest works itself out. Not for you if you run payroll in any state with income tax other than Illinois.
9
tabs
912
formulas
4,350
published figures reproduced
$39 one-time
Buy on Gumroad- 7-day refund, and you keep the files
- Instant download
- One payment, nothing renews
The contents
What is inside
Federal, FICA and Illinois withholding for each pay period, with the verification log included.
- READ ME FIRST — the scope, the sources and the limits, before you type anything
- Setup — company, pay frequency and tax year; every other tab reads these
- Employees — one row per person, with W-4 fields for the 2020-and-later form and the pre-2020 form
- Payroll Register — pay date, employee, gross pay; 840 formulas do the rest
- Pay Stub — a printable one-page stub with year-to-date figures
- Quarterly Remittance — laid out for Form 941, with the employer share included
- State Rules — the ten states, each rate with its source link beside it
- Sources & Verification — every figure, where it came from and the date it was read
- Tables — the Publication 15-T brackets the file reads
Specification
FormatExcel (.xlsx) + verification log (.csv) + START HERE (.pdf)
Tabs9
Formulas912
Verification log4,375 rows, each with its source, page and date
Published figures reproduced4,350, from the Publication 15-T (2026) wage bracket tables
StatesIllinois income tax, plus nine states that levy none: TX · FL · TN · NV · SD · WY · NH · AK · WA
EditionUnited States, 2026 tax year
Opens inExcel 2016+ / 365 · LibreOffice Calc
Not built forAny other state with an income tax, local payroll taxes, Google Sheets or Apple Numbers
Inside the download
Look before you pay
6 pictures taken from the file itself. Click any of them to open it full size.
Read this before you buy
This is a calculation tool, not tax, legal or accounting advice, and it does not replace a CPA or an enrolled agent. It is not affiliated with or endorsed by the IRS, the US Treasury or any state revenue department. Federal figures are read from IRS Publication 15-T (2026) and Publication 15 (2026), and each one is cited by source inside the file. Rules change during the year: check every figure against the current publications before you deposit or file anything.
Files that decide money
Check yours in the browser for nothing, buy one built the right way, or hand yours over to be rebuilt.
Read next
- Inside the 912-formula engineHow the 4,350 published figures were reproduced, and what each of the 4,375 log rows records.
- How the checking worksWhy a spot-check is not verification, and what reconciled line by line means in practice.
- Check a spreadsheet, freeYour own payroll file, read in the browser for rates typed straight into formulas.
Instant downloadStraight after checkout
One paymentNothing renews, ever
Seven-day refundAny reason, keep the files
Counted, not estimatedEvery figure above came from the file
2026 Payroll Withholding Calculator for Excel, $39
Federal, FICA and Illinois withholding for each pay period, with the verification log included. Checkout runs on Gumroad and the download is instant.