2026 Payroll Withholding Calculator for Excel
Type the gross pay and the rest works itself out. Not for you if you run payroll in any state with income tax other than Illinois.
Spreadsheet
Freelancer Tax and Income Tracker 2026
Ten tabs. 896 formulas. The arithmetic is already wired up.
10
tabs
896
formulas
9
bonus PDF pages
$24 one-time
Buy on Gumroad- 7-day refund, and you keep the files
- Instant download
- One payment, nothing renews
The contents
What is inside
Income, expenses, mileage and the quarterly estimate, in one spreadsheet.
- Start Here — how the workbook fits together, and where to begin
- Setup — filing status, state and rates; every other tab reads these
- Income — log every payment as it arrives; it flows onward automatically
- Expenses — categories matched to IRS Schedule C line items
- Mileage Log — business trips at both 2026 standard rates, into Expenses
- Tax Calculator — federal income tax and self-employment tax estimate
- Dashboard — live view of income, expenses and what is set aside
- Quarterly Planner — IRS deadlines and the safe-harbour calculation
- State Tax Rates — reference table for all fifty states
- FAQ — twenty questions from the launch audit
Specification
FormatExcel (.xlsx)
Tabs10
Formulas896
IncludedBonus PDF, 9 pages · Quick start, 3 pages
EditionUnited States, 2026 tax year
Opens inExcel 2021+ / 365 · LibreOffice Calc 7.4+
Not built forApple Numbers and Google Sheets — the Tax Calculator's nested formulas do not survive either
Inside the download
Look before you pay
5 pictures taken from the file itself. Click any of them to open it full size.
Read this before you buy
This is a record-keeping and estimation template. It is not tax advice and does not replace a CPA or Enrolled Agent. 2026 figures are cited by source inside the file (Rev. Proc. 2025-32, Notice 2026-10, Notice 2025-54, Form 1040-ES) and may be changed by the IRS.
Files that decide money
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Read next
- How much to set aside for taxWhy one flat percentage does not survive contact with a real year, and what the tracker counts instead.
Instant downloadStraight after checkout
One paymentNothing renews, ever
Seven-day refundAny reason, keep the files
Counted, not estimatedEvery figure above came from the file
Freelancer Tax and Income Tracker 2026, $24
Income, expenses, mileage and the quarterly estimate, in one spreadsheet. Checkout runs on Gumroad and the download is instant.